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Chattel Mortgage

If you’d like finance that enables you to have immediate ownership of your equipment, a Chattel Mortgage may be just what you’re looking for. You can finance up to 100% of the purchase price, and your payments can be structured to suit your cash flow.

You’ll have a fixed interest rate, and you can choose whether or not to have a balloon payment at the end of the contract. There’s no GST on your instalments, and depreciation and interest may be tax deductible.


  • 100% Finance - Choose between depositing funds to help reduce the overall debt or ask us to finance 100% of the purchase price of the car.
  • Flexible Term - 1 to 5 years terms available.
  • Balloon - A lump sum payment due at the end of the agreement. It helps to reduce repayment amounts during the loan.
  • Instalments - With each instalment you gain equity in the car.
  • Security - Security is usually taken over the car that is financed. We might ask for additional security.

Goods and Services Tax (GST)

  • Because the customer owns the car from the start of the agreement, any accounting of GST is between the customer and the supplier.
  • From a taxation perspective the customer is treated as having acquired the car directly from the supplier via a loan at the commencement of the agreement.

More Information

  • Get an online quote in less than 30 seconds
  • Call 1300 887 967 to speak with a car finance expert
  • Apply now for your obligation free pre-approval

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